Terms and Conditions

Introduction

 By accessing and using our website and banking services, you agree to comply with and be bound by these Terms and Conditions. Please read these terms carefully before using our services. If you do not agree with these terms, you must not use this website or our services.

1. Acceptance of Terms

By accessing or using the services provided by Anchor Trust, you agree to be bound by these Terms and Conditions, our Privacy Policy, and any other policies or guidelines that may be posted on the website from time to time.

Anchor Trust reserves the right to change, update, or modify these Terms and Conditions at any time without prior notice. Any such changes will be posted on this page with an updated effective date. Your continued use of the services after such changes will constitute your acceptance of those changes.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our banking services. If you are accessing the website on behalf of an organization, you warrant that you have the authority to bind that organization to these terms.

3. Account Registration

To access certain features of our website and banking services, you may be required to register an account with Anchor Trust. During registration, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

If you believe your account has been compromised, you must immediately notify us to take appropriate action.

4. Use of Services

You agree to use our services only for lawful purposes and in accordance with all applicable local, state, and international laws. You agree not to:

• Use our website or services to engage in any unlawful, fraudulent, or malicious activities.
• Attempt to access or interfere with the functionality of the website in an unauthorized manner.
• Use any device, software, or routine to interfere or attempt to interfere with the proper working of the website.

5. Fees and Payments

Some of the services provided by Anchor Trust may involve fees, including transaction fees, account maintenance fees, and other service charges. All fees will be clearly outlined on the website or during the account setup process. By using these services, you agree to pay any applicable fees.

Anchor Trust reserves the right to modify its fee structure at any time. We will provide notice of any significant changes to fees as required by law.

6. Data Security and Privacy

We take your privacy seriously. Your use of the services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal and financial information. You agree to review and accept our Privacy Policy as part of these Terms and Conditions.

While we strive to protect your data, Anchor Trust cannot guarantee the security of your information. You agree to use the services at your own risk.

7. Termination of Account

We reserve the right to suspend, terminate, or restrict your access to your account and our services at any time, for any reason, including but not limited to:

• Violation of these Terms and Conditions.
• Fraudulent, illegal, or abusive behavior.
• Failure to maintain accurate or updated account information.

You may close your account at any time by contacting customer support. Upon termination of your account, any outstanding fees or obligations will remain due.

8. Disclaimers

Anchor Trust provides its services on an "as-is" and "as-available" basis. We make no warranties or representations, either express or implied, regarding the accuracy, completeness, or reliability of the website, services, or content.

We are not responsible for any loss, damage, or inconvenience caused by the use of our services or the inability to access our website, whether due to technical issues, server outages, or otherwise.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Anchor Trust shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of the use of our services or in connection with any content or third-party sites linked to or from the website.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United State. Any disputes arising out of or related to these terms shall be resolved in the appropriate courts.

11. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or your use of our services shall be resolved through binding arbitration, rather than in court. The arbitration shall take place in [Insert Jurisdiction], and both parties agree to abide by the arbitrator's decision.

12. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Anchor Trust or its licensors and is protected by copyright laws. You may not use, copy, modify, or distribute any content from the website without our explicit permission.

13. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Anchor Trust. We are not responsible for the content, privacy policies, or practices of these third-party sites. You acknowledge and agree that Anchor Trust is not liable for any loss or damage caused by your use of third-party websites.

14. Force Majeure

Anchor Trust shall not be held liable for any failure or delay in performance under these Terms and Conditions due to events beyond our reasonable control, including but not limited to natural disasters, power outages, labor strikes, government actions, or other unforeseen events.